We Make Hard Money Lending in St. Louis Faster and Easier for Real Estate Investors

Here our focus is making sure you can comfortably make payments, fund unexpected things that come up during the rehab and still pay personal bills on time. We want to make sure people are financially prepared to rehab houses or do the BRRRR method.

This is our version of an appraisal. The benefit to this is it’s so much more than an appraisal at no cost. A team member walks through the property, listens to your plan, lets you know if the rehab makes sense, if there’s something different you could do to possibly help you make more money and run numbers specific to your rehab plan.

After the walkthrough, we go back and run numbers to figure out what we feel is a reasonable ARV (After Repair Value). From there, we lend up to 70% of that ARV. If you’re not all in at 70%, we’ll have you put money down on the purchase for that difference.

You never have to question if your funds will be at the closing table the day of closing. Once we approve a loan, we guarantee your funds will be there for the day of closing.

After the loan is approved, a team member will come and check in on the property to make sure progress is being made. If a borrower wants to meet us out there to brainstorm ideas, trouble shoot, etc., a team member will come out once or twice to give assistance if asked.

Our focus is to work with repeat borrowers. We want to ensure the process goes great so the loan pays off and we continue to do deals together for years to come!