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We Make Hard Money Lending in St. Louis Faster and Easier for Real Estate Investors

Contact a Hard Money Loan Specialist Now

Use the form below or call (636) 223-4262 to start a conversation.

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    The Win-Win Hard Money Lending Solution


    We've funded loans in as little as 24 hours during our peak season. We can make sure you have funding on time.

    Financial Partner

    Our local team has experience rehabbing and flipping. We know the market and have our own numbers. We can be your edge in funding the right deals.


    All loans are processed in-house. Our team knows the market and your deals to ensure win-win solutions. Nothing is outsourced.


    You'll always talk to one of our local team members directly. There are no robots or annoying automated call menus here!

    The FasterFunds Lending Process

    Every loan goes through our standardized process to ensure win-win deals every time.

    Here our focus is making sure you can comfortably make payments, fund unexpected things that come up during the rehab and still pay personal bills on time. We want to make sure people are financially prepared to rehab houses or do the BRRRR method.

    This is our version of an appraisal. The benefit to this is it’s so much more than an appraisal at no cost. A team member walks through the property, listens to your plan, lets you know if the rehab makes sense, if there’s something different you could do to possibly help you make more money and run numbers specific to your rehab plan.

    After the walkthrough, we go back and run numbers to figure out what we feel is a reasonable ARV (After Repair Value). From there, we lend up to 75% of that ARV. If you’re not all in at 75%, we’ll have you put money down on the purchase for that difference.

    You never have to question if your funds will be at the closing table the day of closing. Once we approve a loan, we guarantee your funds will be there for the day of closing.

    After the loan is approved, a team member will come and check in on the property to make sure progress is being made. If a borrower wants to meet us out there to brainstorm ideas, trouble shoot, etc., a team member will come out once or twice to give assistance if asked.

    Our focus is to work with repeat borrowers. We want to ensure the process goes great so the loan pays off and we continue to do deals together for years to come!

    Hard Money Lending Designed for Your Success



    The “fix and flip” specialist who needs purchase money or “fix” money to make the deal happen.

    Landlords / Rentals


    The "buy and hold" strategist who needs to purchase a property and make repairs before converting to a permanent loan.



    The "find and flip" specialist who needs to close on a property before their retail buyer can close.

    We Know the St. Louis Real Estate Market

    As a real estate investor in St. Louis, you already know the city offers a wealth of cultural treasures and countless recreational opportunities. From spectacular parks to a world-class zoo, top-tier shopping, and more, it's easy to see why St. Louis is a prime location for your next investment property. What's more, the charm of St. Louis' welcoming neighborhoods, featuring everything from stately three-story Victorians to cozy wood-framed farmhouses, traditional ranch, and two-story colonials, make it an appealing destination for newcomers and seasoned investors alike.

    However, with St. Louis' growing popularity, it's becoming increasingly important to have access to a reliable source of financing. This is where FasterFunds Lending comes in - we specialize in helping investors like you secure the funding you need to succeed in the highly competitive real estate market. Don't miss out on your chance to invest in one of America's most exciting cities. Contact FasterFunds Lending today and let us help you turn your real estate dreams into a reality!

    Will you qualify for a hard money loan?

    Take the 4 question quiz and find out in less than 30 seconds!

    A Few Words from Our Clients.

    "FasterFunds Lending is always fast and easy to work with! They are very reliable and we are very grateful for their financing! With their lending power behind our company it has made us even more successful! Thanks so much Bryan and Suzanne, you guys are awesome to work with!"
    FasterFunds Lending
    FasterFunds Lending Borrower

    Success Stories

    Dustin Hoog Sucess Story FasterFunds Lending

    Dustin Hoog

    Rehabber and Landlord

    Read Dustin's story to see how they successfully rehabbed using a hard money loan.

    Read Story

    Alexis Thiele - Rehabber and Landlord

    Alexis Thiele

    Rehabber and Landlord

    Listen to Alexis' story to see how she successful used a hard money loan to rehab houses and build a rental portfolio .

    Read Story

    Elvira Success Story FasterFunds Lending

    Elvira Husetovic


    Read Elvira's story to see how she used a hard money loan to take advantage of market trends.

    Read Story

    We lend to projects in these Missouri counties:

    Our Team's Mission

    FasterFunds Lending was started in 2015 to provide local St. Louis area landlords and rehabbers short term hard money lending to fund their real estate investing deals.

    • Our mission is to help our borrowers find financial freedom through their real estate transactions.
    • Our true passion is real estate and seeing the positive impact it can have on our borrowers’ lives.
    • We pride ourselves on servicing all of our loans in-house and keeping a personal relationship with all of our borrowers.
    • We understand the need for flexibility with real estate investing and know that each borrower will be slightly different both on paper and with what they want to do within real estate investing.
    • Our team lives in St. Louis and has over 70+ years of combined real estate experience.

    Frequently Asked Questions

    What is a hard money loan?

    Our hard money lending program is a short term business loan for rehabbers and landlords. Our program is specifically looking for 3 types of borrowers.

    1. First are rehabbers. There are two types of rehab borrowers we look for. The first is someone who does the work themself and then sells the house on the retail market. The second is someone who acts as general contractor and funds the rehab themself while having a full time job.
    2. Second are wholesalers who can’t shop a property before closing on the property or will make more if they close on the house, clean it up and list it on the MLS.
    3. Third are landlords who are looking to buy a house at a discount, fix the house up and refinance the house out with a long term lender. If landlord borrowers go this route, they don’t have to put 20% down like they would with a traditional lender as long as they buy a house at a discount.
    Where do you lend?
    The St. Louis Metro area, on the Missouri side. We typically work in St. Louis County, St. Charles County, and St. Louis City. Occasionally, we will lend in Jefferson, Lincoln and Warren County.
    What types of properties do you lend on?

    FasterFunds Lending specializes in lending on non-owner occupied, single family properties that borrowers want to do a fix and flip on or do a buy and hold. We will consider 1-4 families as well if the deal makes sense.

    Do I need an appraisal?

    We do not get an appraisal on properties we lend on but we do need to walkthrough the property before we can approve the loan.

    Do you grant extensions?

    Yes.  They are granted on a case-by-case basis and additional fees do apply.

    How do I get pre-approved?

    Click on the ‘Apply’ tab up top and start the application process today!

    Do you look at credit scores?

    Yes, but we do not have a minimum credit score. We look at the whole picture of an applicant.

    Can I live in the house during the course of the loan?

    No.  FasterFunds Lending provides loans to non-owner occupants.

    Are there prepayment penalties?

    No.  We want borrowers to be as successful as possible and not hold onto a property longer than they need to.

    Do you fund trustee sales?

    No.  We require lender insurance and have to walk-through every property before we can lend on it.

    Contact a Hard Money Loan Specialist Now

    Please fill out the form below or call (636) 223-4262 to start a conversation with one of our friendly, local hard money loan specialists. We look forward to hearing from you!

      By checking this box you agree to receive recurring messages from FasterHouse LLC, Reply STOP to Opt out. Reply HELP for help. Message frequency varies. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages.

      Privacy Policy

      What is a Saint Louis Hard Money Lender?

      If you are a real estate investor in Saint Louis you may be interested in what a hard money lender is. They are basically private companies that offer short-term loans for real estate investments. Traditional banks do not like to do short-term loans and especially on properties that are run down and need a lot of work.

      Hard money lenders primarily have two types of clients. The rehabber who is buying a house, rehabbing the property, and then re-selling it to a homeowner. In this scenario, the hard money lender will determine what they believe the house will sell for after it has been rehabbed. This is considered the ARV (After Repaired Value). The hard money lender will typically lend up to 75% of this ARV and this could be a portion or all of the purchase price as well as all or a portion of the rehab costs. The client will pay off the loan when they sell the property to the homeowner. A typical hard money loan is for six months and can be extended a few months if needed and the borrower is progressing well.

      The second type of client for a typical hard money lender is a landlord following the BRRRR Method. There are many articles on the BRRRR Method but as part of the BRRRR Method, the landlord will buy the property at a discount and need short-term funding to purchase and rehab the property. The hard money lender handles this type of financing. Once the property is fixed up nicely and rented to a good tenant the owner will refinance the house with a local bank or mortgage broker for long-term financing and the hard money lender will be paid off at this time.

      Hard money lenders help investors with short-term financing for properties they purchase below market and typically they need to be rehabbed. This type of financing is a bit more risky and therefore most banks do not like to do these types of loans. Hard money lenders are a very important partner for the real estate investor.