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St. Louis Hard Money Lenders

St. Louis Hard Money Loan

As a real estate investor in St. Louis, you already know the city offers a wealth of cultural treasures and countless recreational opportunities. From spectacular parks to a world-class zoo, top-tier shopping, and more, it’s easy to see why St. Louis is a prime location for your next investment property. What’s more, the charm of St. Louis’ welcoming neighborhoods, featuring everything from stately three-story Victorians to cozy wood-framed farmhouses, traditional ranch, and two-story colonials, make it an appealing destination for newcomers and seasoned investors alike.

However, with St. Louis’ growing popularity, it’s becoming increasingly important to have access to a reliable source of financing. This is where FasterFunds Lending comes in – we specialize in helping investors like you secure the funding you need to succeed in the highly competitive real estate market. Don’t miss out on your chance to invest in one of America’s most exciting cities. Contact FasterFunds Lending today and let us help you turn your real estate dreams into a reality!

The Win-Win Hard Money Lending Solution


We've funded loans in as little as 24 hours during our peak season. We can make sure you have funding on time.

Financial Partner

Our local team has experience rehabbing and flipping. We know the market and have our own numbers. We can be your edge in funding the right deals.


All loans are processed in-house. Our team knows the market and your deals to ensure win-win solutions. Nothing is outsourced.


You'll always talk to one of our local team members directly. There are no robots or annoying automated call menus here!

The FasterFunds Lending Process

Every loan goes through our standardized process to ensure win-win deals every time.

Here our focus is making sure you can comfortably make payments, fund unexpected things that come up during the rehab and still pay personal bills on time. We want to make sure people are financially prepared to rehab houses or do the BRRRR method.

This is our version of an appraisal. The benefit to this is it’s so much more than an appraisal at no cost. A team member walks through the property, listens to your plan, lets you know if the rehab makes sense, if there’s something different you could do to possibly help you make more money and run numbers specific to your rehab plan.

After the walkthrough, we go back and run numbers to figure out what we feel is a reasonable ARV (After Repair Value). From there, we lend up to 75% of that ARV. If you’re not all in at 75%, we’ll have you put money down on the purchase for that difference.

You never have to question if your funds will be at the closing table the day of closing. Once we approve a loan, we guarantee your funds will be there for the day of closing.

After the loan is approved, a team member will come and check in on the property to make sure progress is being made. If a borrower wants to meet us out there to brainstorm ideas, trouble shoot, etc., a team member will come out once or twice to give assistance if asked.

Our focus is to work with repeat borrowers. We want to ensure the process goes great so the loan pays off and we continue to do deals together for years to come!

Hard Money Lending Designed for Your Success



The “fix and flip” specialist who needs purchase money or “fix” money to make the deal happen.

Landlords / Rentals


The "buy and hold" strategist who needs to purchase a property and make repairs before converting to a permanent loan.



The "find and flip" specialist who needs to close on a property before their retail buyer can close.

Will you qualify for a hard money loan?

Take the 4 question quiz and find out in less than 30 seconds!

Success Stories

Charles and Marty


Read Charles and Marty's story to see how they successfully rehabbed using a hard money loan.

Read Story

Kevin Johnson


Read Kevin's story to see how he successful used a hard money loan to rehab a hoarder home.

Read Story

Elvira Husetovic


Read Elvira's story to see how she used a hard money loan to take advantage of market trends.

Read Story

A Few Words from Our Clients.

FasterFunds Lending
Rehab Team
BRRRR Method Users
FasterFunds Lending
STL Hard Money Borrower
"FasterFunds Lending is always fast and easy to work with! They are very reliable and we are very grateful for their financing! With their lending power behind our company it has made us even more successful! Thanks so much Bryan and Suzanne, you guys are awesome to work with!"
FasterFunds Lending
FasterFunds Lending Client

We lend to projects in these Missouri counties:

Our Team's Mission

FasterFunds Lending was started in 2015 to provide local St. Louis area landlords and rehabbers short term hard money lending to fund their real estate investing deals.

  • Our mission is to help our borrowers find financial freedom through their real estate transactions.
  • Our true passion is real estate and seeing the positive impact it can have on our borrowers’ lives.
  • We pride ourselves on servicing all of our loans in-house and keeping a personal relationship with all of our borrowers.
  • We understand the need for flexibility with real estate investing and know that each borrower will be slightly different both on paper and with what they want to do within real estate investing.
  • Our team lives in St. Louis and has over 70+ years of combined real estate experience.

Frequently Asked Questions

What is a hard money loan?

Our hard money lending program is a short term business loan for rehabbers and landlords. Our program is specifically looking for 3 types of borrowers.

  1. First are rehabbers. There are two types of rehab borrowers we look for. The first is someone who does the work themself and then sells the house on the retail market. The second is someone who acts as general contractor and funds the rehab themself while having a full time job.
  2. Second are wholesalers who can’t shop a property before closing on the property or will make more if they close on the house, clean it up and list it on the MLS.
  3. Third are landlords who are looking to buy a house at a discount, fix the house up and refinance the house out with a long term lender. If landlord borrowers go this route, they don’t have to put 20% down like they would with a traditional lender as long as they buy a house at a discount.
Where do you lend?
The St. Louis Metro area, on the Missouri side. We typically work in St. Louis County, St. Charles County, and St. Louis City. Occasionally, we will lend in Jefferson, Lincoln and Warren County.
What types of properties do you lend on?

FasterFunds Lending specializes in lending on non-owner occupied, single family properties that borrowers want to do a fix and flip on or do a buy and hold. We will consider 1-4 families as well if the deal makes sense.

Do I need an appraisal?

We do not get an appraisal on properties we lend on but we do need to walkthrough the property before we can approve the loan.

Do you grant extensions?

Yes.  They are granted on a case-by-case basis and additional fees do apply.

How do I get pre-approved?

Click on the ‘Apply’ tab up top and start the application process today!

Do you look at credit scores?

Yes, but we do not have a minimum credit score. We look at the whole picture of an applicant.

Can I live in the house during the course of the loan?

No.  FasterFunds Lending provides loans to non-owner occupants.

Are there prepayment penalties?

No.  We want borrowers to be as successful as possible and not hold onto a property longer than they need to.

Do you fund trustee sales?

No.  We require lender insurance and have to walk-through every property before we can lend on it.

St. Louis Hard Money Loans in St. Louis

Contact a Hard Money Loan Specialist Now

Use the form below or call (636) 223-4262 to start a conversation.

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